Business Loans
What We Offer
Business Loans Tailored for Your Success
OMNI Business Solutions understands that every business is unique, and so are its financing needs. If you’re looking to expand, invest in equipment, or improve cash flow, we offer a variety of loan options to help your business thrive. Explore the loan types below and find the perfect solution for your business:
SBA Loans
The U.S. Small Business Administration (SBA) offers government-backed loans designed to help businesses secure financing at lower interest rates and longer repayment terms. With our new SBA loan program, you can get approved in just 3 days with no collateral required, and receive your funds in 30 days or less. Quickly secure a loan ranging from $100k up to $500k with our FastTrack option. If you’re starting a new venture or expanding an existing one, SBA loans provide the essential support your business needs to grow without the burden of high-interest rates. These loans are perfect for businesses looking to scale and invest in their future.
Line of Credit
A business line of credit offers flexible, revolving credit that you can draw from as needed. Ideal for managing cash flow, covering short-term expenses, or taking advantage of opportunities, this option lets you only pay interest on the amount you use. It’s a cost-effective solution for businesses that need quick access to capital without the commitment of a traditional loan.
Additionally, our business lines of credit provide generous credit limits, competitive interest rates, and flexible repayment terms, making it easier for your business to thrive and adapt to changing needs. To qualify, your business must have been operational for at least 6 months and generate a minimum of $120K in annual revenue.
Commercial MasterCard
Our Commercial MasterCard gives your business the purchasing power it needs, with credit limits of up to $200,000 and flexible spending options. Take advantage of interest-free periods of up to 18 months, allowing you to manage cash flow and invest in growth without immediate financial strain. Whether for everyday expenses or major purchases, our tailored credit solutions help keep your business moving forward.
Commercial Real Estate
Investing in commercial real estate is a big step, and loans for commercial properties provide the financing you need to purchase or refinance office space, retail locations, or industrial properties. With competitive rates and flexible terms, this option supports your business’s growth and expansion. Real estate loans help you secure valuable assets for long-term success.
Why Choose OMNI for your real estate financing?
- Loan amounts available from $100K to $100 million
- Flexible terms of up to 30 years Competitive interest rates
What are the minimum qualifications?
- Minimum credit score of 620
- At least 2 years of operational business history
- Business must be in good financial and operational health
Term Loans
Term loans provide a lump sum of capital that’s repaid over a fixed period. This option is ideal for businesses looking to finance a specific project, such as purchasing equipment, expanding operations, or hiring new employees. With predictable monthly payments, term loans offer long-term stability and the financial support to meet your business goals.
Why Choose OMNI for term loans?
- Generous Loan Amounts: Access up to $1 Million to fund your business needs.
- Flexible Terms: Enjoy repayment terms of up to 7 years to manage your financial health without pressure.
- Competitive Rates: Benefit from interest rates as low as 12%, with options for prepayment discounts to save you money.
- Quick Funding: We work diligently to process your loan, with funds potentially in your account within just 72 hours of approval.
What are the qualifications?
- Credit Score Requirement: 660 or above.
- Business Age: At least 1 year in operation.
- Annual Revenue: Must have at least $100,000 in yearly revenue.
- Business Standing: Your business must be in good operational and financial standing.
Equipment Loans
When it’s time to invest in new machinery, vehicles, or other essential tools, equipment loans offer flexible financing options. Whether upgrading your existing equipment or acquiring new items, these loans provide low rates and repayment terms that fit your business needs, allowing you to enhance productivity without breaking your budget.
Why Choose OMNI for equipment leasing?
- Up to 100% Financing: We can cover the total cost of your new equipment, ensuring you preserve your cash flow for other critical business needs.
- Competitive Interest Rates: With rates as low as 8%, our loans are designed to be affordable, helping you invest in quality equipment without excessive financial strain.
- Flexible Repayment Terms: Tailor your loan with terms of up to 7 years to match your business’s financial cycle.
- Rapid Processing: Expect loan decisions within 24–48 hours so you can move forward quickly with your equipment acquisition.
What are the qualifications?
- Credit Requirements: A minimum credit score of 600 is needed to qualify.
- Business History: Your business should be operational for at least one year.
- Financial Health: Demonstrate a minimum annual revenue of $120,000.
What documentation is needed?
- Business Profile: Basic information about your business.
- Financial Proof: Recent three-month bank statements.
- Standing: Proof that your business is in good operational and financial standing.
Credit Repair
If your business credit needs improvement, credit repair services help you rebuild and strengthen your credit profile. With a better credit score, you’ll be able to qualify for lower interest rates and more favorable financing terms in the future, helping you secure the capital you need to grow.
What Sets Us Apart
- Lower Interest Rate: Access higher loan amounts and benefit from reduced rates on loans and credit cards, helping you save money over time.
- Improved Chances for Financing: Increase your likelihood of approval for traditional financing options.
- Better Insurance Rates: Some insurers offer more favorable rates to those with higher credit scores.
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Invoice Factoring
Invoice factoring allows you to sell your outstanding invoices in exchange for immediate working capital. This option improves cash flow and eliminates the wait for customer payments. It’s an effective solution for businesses needing liquidity to keep operations running smoothly.
Equipment Leasing
Lease essential business equipment with our Equipment Leasing options to avoid the hefty upfront costs associated with purchasing. This choice allows for better cash flow management and may offer tax benefits.
